The Navigator’s Handbook

Most people think investing means finding one magic number that says "buy" or "sell." The truth is friendlier than that: smart investors look at a company from several trusted angles at once and see where those angles agree. That agreement is what we call the consensus — and it's the heart of Ticker Navigator.

Throughout the app you'll see companies given scores from a handful of time-tested "yardsticks," each one inspired by a legendary investor's way of thinking. When many of them point the same direction, you get a much calmer, clearer picture than any single opinion could give you.

Tip You never have to understand the math. The app does the heavy lifting and simply shows you where the yardsticks agree.

Everything lives behind the main menu — along the top on wide screens, and tucked into a tidy button on phones and tablets. The same menu shows up on the left side too, so you're never more than one tap from anywhere.

Here's the lay of the land:

• Dashboard — the mood of the market at a glance.
• Watchlists — your curated collections of stocks.
• Portfolios — what you actually own, tracked live.
• Wealth Tracker — a keepsake record of finished journeys.
• Analyzer — one click to rank your stocks by the consensus.
• Event Calendar — the big dates that tend to move markets.
• Taxes — a friendly country-by-country primer.
• Manual — this guide, always here when you need it.
• Settings — make the app feel like yours.

Tip Lost? Just click the compass logo or "Dashboard" to come home.

Think of the Dashboard as the weather report for the whole market. In a few seconds you can tell whether the day feels sunny, stormy, or somewhere in between — without reading a single news article.

You'll find easy-to-read widgets such as:

• A Fear & Greed dial that swings between nervous and confident.
• An inflation tracker showing whether prices are heating up or cooling down.
• A jobs widget for how the economy is hiring.
• A central-bank rate widget with the latest decisions.
• Government bond yields, commodities (gold, silver, oil), and a broad market tracker.

Each widget can be flipped over with the little corner icon to reveal a plain-English explanation of what it means and why it matters. No guessing.

Tip Not interested in a widget? You can hide it (and bring it back) any time from Settings → Widgets. Build the dashboard you love.

A watchlist is simply a folder of stocks you care about — "Companies I admire," "Dividend payers," "Stuff to research later," whatever helps you think. You can make as many as you like.

How to build one:

1. Open Watchlists and create a new list, giving it a name that makes sense to you.
2. Add stock tickers (like AAPL for Apple, or MSFT for Microsoft).
3. Watch the app fill in the important numbers and a friendly overall score for each one.

Two ways to look at a list:

• List View — a clean table to compare companies side by side.
• Tile View — colorful cards with a mini price chart, great for a quick browse.

Tap the gold star to add a stock to your Favourites, or the green star to drop it into a handy "Quick Portfolio" shortlist — both gather automatically into their own lists for you.

Tip Your lists sort themselves by the overall consensus score, so the most consistently strong companies naturally float to the top.

Next to your stocks you'll see scores from several "valuation yardsticks." Each one is a well-loved method that famous investors — think Benjamin Graham, Warren Buffett, Peter Lynch — used to ask "is this company fairly priced?" from their own angle.

You don't need to know how any of them work. Here's all that matters:

• A high score from a yardstick means that particular method likes the price.
• When many yardsticks agree, that's a strong, steady signal — the consensus.
• When they disagree, that's your cue to slow down and look closer.

That's the whole philosophy in one line: don't trust a single formula — trust the consensus of several.

Tip Little investor portraits sit above the score columns as a reminder of whose thinking each yardstick is based on. Hover for a plain-language explanation.

Here's a lovely little helper. Not every yardstick suits every company — a fast-growing software business and a steady, century-old railroad simply call for different lenses. So Ticker Navigator quietly looks at each company's profile (its industry, how fast it's growing, how profitable it is, its size and steadiness) and points you to the single method that fits it best.

You'll see it in two places:

• In a watchlist, the best-fit method's cells get a gentle green outline, so your eye lands on the most telling number at a glance.
• On a stock's detail page, that method's card wears a green "Best fit" badge — hover it for a one-line plain-English reason why.

A rough sense of who gets what:

• Rule of 40 → fast-growing, software-style companies.
• DCF → big, stable businesses with steady, predictable cash flow.
• PEGY → profitable, dynamic growers (growth at a sensible price).
• Graham's → mature, asset-backed value companies growing slowly.

Crucially, this is a spotlight, not a filter — every method stays right there on screen. It simply nudges you toward the lens worth weighting most, while you still trust the overall consensus.

To sharpen the choice, the app also reads a company's description for tell-tale business-model phrases and shows them as small chips on the stock's page — things like "SaaS", "Recurring revenue", "Capital-intensive", or "Research-stage". These cues help in the cases where a company's official industry label and its raw numbers don't tell the whole story.

This feature is in Beta (still under active development), so treat its pick as a helpful guide rather than the last word — and, as always, it's information, never advice. You can switch it on or off any time under Settings → Auto Stock Classifier.

Tip When a company is genuinely hard to value with any single method — some property trusts and banks, for example — the app honestly shows no best-fit highlight rather than guessing.

This is the crown jewel. Instead of comparing stocks one by one, the Analyzer looks at every company in your chosen watchlists at once and hands you a ranked shortlist of which ones look most attractive right now by the consensus.

How to use it:

1. Open the Analyzer.
2. Pick which watchlists to include.
3. Select a Strategy Card at the bottom by clicking on its name (you can build your own too) — this loads the strategy the Analyzer will use.
4. Hit the big One-Click-Analyzer button.
5. Read your ranked results — plus an optional sample of how you might spread money across them, purely as an illustration.

Feeling adventurous? You can build and save your own strategies — dial in what matters to you, name it, and reload it with a single click next time. Your saved strategies sit right alongside the built-in ones as flippable cards.

Tip The allocation example is just that — an example to spark ideas, never a recommendation about your money.

A portfolio is where you record what you actually hold, so you can watch it breathe in real time. Prices update live, and every value is shown in US dollars and a second currency of your choosing.

There are two friendly modes:

• Planner mode — a personal portfolio just for you.
• Community mode — perfect for a shared account (family or friends), where the app still keeps each person's contributions and gains straight.

How it works day to day:

1. Create a portfolio and set your starting capital (the cash you're putting in).
2. Add the stocks you own; buying one draws down your available capital.
3. Top up any time with "Add capital," which is neatly logged in your Portfolio History.
4. When you're done, you can lock a portfolio so its record stays exactly as it was.

Tip Ticker Navigator keeps records for you — it never buys or sells anything. Every real decision stays 100% in your hands.

When a portfolio's journey comes to an end — you cash out, or simply want to close the chapter — you can "retire" it. The Wealth Tracker keeps a frozen keepsake of how it all went: who put in what, what grew, and how the story ended.

It's a lovely way to look back, learn from a full cycle, and celebrate the wins — especially handy for shared, community-style portfolios where everyone can see their share of the adventure.

Tip Retiring a portfolio is about record-keeping and reflection. Nothing is deleted — it's tucked safely into your history.

Some dates tend to stir the market more than others — a central-bank meeting, an inflation report, the jobs numbers, a big company's earnings day. The Event Calendar lays them all out as a colourful, easy-to-scan heatmap so nothing sneaks up on you.

Days are gently colour-coded, with little pills marking things like a likely busy day or a market holiday. You can even add your own events to plan around.

Many investors like to think in cycles — the stretch of days between two big events — and plan their moves around that window. The app quietly tracks the current cycle for you so you always know where you stand.

Tip Timing is genuinely hard and never guaranteed. Use the calendar to plan calmly and avoid surprises — not to chase certainty.

Curious about one company? Click its ticker anywhere in the app to open its detail page — a tidy, one-screen profile.

You'll find:

• Quick-stat cards with the numbers that matter most (and you can drag them into your preferred order).
• A short, plain description of what the company actually does.
• Valuation cards showing each yardstick's take, so you see the consensus at a glance.
• Friendly charts of the company's trends over time.

Want to study the price itself? The Chart Details view lets you pick any time range and spot the calmer, longer-term trend lines — great for seeing the bigger picture instead of the daily noise.

Tip Reorder the quick-stat cards once and the app remembers your layout everywhere. Put what you care about first.

Head to Settings to tailor the app to your taste:

• Second currency — see every value in your home currency alongside US dollars.
• Time zone — dates and times shown the way you live them.
• Widgets — switch dashboard widgets on or off to build your perfect view.
• Score method configuration — choose which trusted yardsticks count toward each company's overall score. Turn any of them on or off so the consensus reflects the way you like to size up a stock.

Little touches like these make Ticker Navigator feel like your desk, not a generic tool.

Tip Set your second currency first — it instantly makes prices and gains feel more real and relatable.

• Start small. Build one watchlist of companies you already know and like.
• Look for agreement. Let the consensus guide you rather than any single number.
• Check in on a rhythm. The Event Calendar is a gentle nudge to review at sensible times.
• Write things down. Use portfolios and the Wealth Tracker to learn from your own history.
• Stay curious, stay calm. The market rewards patience far more often than panic.

Tip A five-minute glance at the Dashboard and your top watchlist is a wonderful daily habit.

Ticker

A company's short stock symbol, like AAPL (Apple) or KO (Coca-Cola).

Watchlist

A folder of stocks you want to keep an eye on.

Consensus score

How strongly several trusted yardsticks agree that a stock is attractively priced.

Valuation yardstick

A time-tested way to judge whether a company is fairly priced. The app uses several.

Portfolio

A record of the stocks you actually own and how they're doing.

Capital

The money you've set aside for a portfolio.

Cycle

The window of days between two major market events — a natural planning window.

Dividend

A slice of profit some companies pay out to shareholders.

Ticker Navigator is a research and record-keeping companion — a way to see the market more clearly and keep tidy notes. It does not give investment advice, and it never buys or sells anything for you. Every decision is yours, and past patterns are never a promise about the future.

Use it to learn, to plan, and to feel more confident. That confidence — built on looking before you leap — is the best thing this app can give you. Happy navigating! 🧭